Moving from Albany to Cedar Rapids (2026)

Cedar Rapids has a COL index of 85 vs 92 for Albany (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$386/mo
on core expenses · $75K salary baseline

Key differences

COL index
9285
100 = US avg
1BR rent
$1,400$1,100
per month
State tax
6.9%5.7%
income tax
Take-home at $75K
$4,309$4,384
per month

Salary needed in Cedar Rapids to match your Albany lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in AlbanyEquivalent in Cedar Rapids
$40K$36,957
$50K$46,196
$60K$55,435
$75K$69,293
$80K$73,913
$100K$92,391
$120K$110,870
$150K$138,587

Monthly budget at $75K — Albany vs Cedar Rapids

ExpenseAlbanyCedar Rapids
Monthly take-home$4,309$4,384
1BR rent$1,400$1,100
Groceries$380$357
Transport$68$45
Utilities$185$152
Internet$65$58
Left after essentials$2,211$2,672

Frequently asked questions

Is Cedar Rapids cheaper than Albany?

Yes. Cedar Rapids has a cost of living index of 85 vs 92 for Albany (100 = US average). That's about 8% cheaper.

How much will I save moving from Albany to Cedar Rapids?

On a $75K salary, moving from Albany to Cedar Rapids could save roughly $386/month on core expenses. That's ~$4,632/year.

What salary do I need in Cedar Rapids to match my Albany lifestyle?

To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $69,293/year in Cedar Rapids. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only