Wilmington vs Augusta for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Wilmington, NC vs Augusta, GA.

  • 2BR rent: $1,550/mo in Augusta vs $2,050/mo — 24% difference
  • More affordable homeownership in Augusta: $220K median vs $340K
  • Higher median household income in Wilmington: $57K/yr vs $49K

Family cost comparison

Metric
Wilmington
North Carolina
Augusta
Georgia
2BR rent/month$2,050$1,550Better
Median home price$340K$220KBetter
Median household income$57KBetter$49K
Est. childcare/month$1,209$1,105Better
State income tax4.5%Better5.5%
Sales tax (combined)7%Better8%

Frequently asked questions

Which city is better for raising a family — Wilmington or Augusta?

Based on housing costs, income, and taxes, Augusta scores slightly better for families overall. Augusta has lower 2-bedroom rents, Augusta is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Wilmington vs Augusta?

As of Q1 2026, median 2BR rent is $2,050/month in Wilmington and $1,550/month in Augusta. Augusta is 24% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Wilmington or Augusta?

The price-to-income ratio in Wilmington is 6.0× ($340K home, $57K income) vs 4.5× in Augusta. A ratio below 3× is generally considered affordable. Augusta is more achievable for first-time family homebuyers.

How much does childcare cost in Wilmington vs Augusta?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,209/month in Wilmington and $1,105/month in Augusta. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Wilmington has a 4.5% state income tax rate vs Augusta's 5.5% rate. For a dual-income family earning $120K combined, the difference can mean $60+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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