Cost of Living: West Palm Beach vs Virginia Beach (2026)

Virginia Beach has a 26% lower overall cost of living than West Palm Beach as of Q1 2026. A one-bedroom apartment runs $1,550/mo in Virginia Beach vs $2,400/mo in West Palm Beach โ€” a 55% difference. West Palm Beach has no state income tax, giving residents more take-home pay than those in Virginia Beach (5.8% rate).

  • Virginia Beach is 26% cheaper overall (COL index: 117 vs 93)
  • 1BR rent: $1,550/mo in Virginia Beach vs $2,400/mo โ€” 35% savings
  • West Palm Beach has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Virginia Beach ($68,000/yr vs $63,000/yr)
  • Median home price: $310,000 in Virginia Beach vs $500,000 โ€” 38% difference
Category
West Palm Beach
Florida
Virginia Beach
Virginia
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,900$1,200Best
1BR rent/mo$2,400$1,550Best
2BR rent/mo$3,200$2,000Best
Median home price$500K$310KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)10697Best
Budget meal (1 person)$16$13Best
Mid-range dinner (2)$65$55Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$112$48Best
Gas price/gal$3.50$3.15Best
Car insurance/mo$215$160Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$200$170Best
Internet/mo$70$60Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$63K$68KBest
State income tax%0.0%Best5.8%
Sales tax (combined)%7.0%6.0%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$16.00$15.00Best
Gym membership/mo$46$40Best
Beer at restaurant$7.00$6.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)11793Best
Walk score / 10055Best21

Frequently asked questions

Is West Palm Beach cheaper than Virginia Beach?

No. Virginia Beach is 26% cheaper than West Palm Beach based on overall cost of living indices (93 vs 117, where 100 = US average).

What is the average rent in West Palm Beach vs Virginia Beach?

As of Q1 2026, the median 1-bedroom rent in West Palm Beach is $2,400/month and in Virginia Beach is $1,550/month. West Palm Beach is more expensive by 55%.

How much do I need to earn in Virginia Beach to match a $75,000 salary in West Palm Beach?

To maintain a similar lifestyle, you would need approximately $59,615/year in Virginia Beach to match a $75,000 salary in West Palm Beach. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” West Palm Beach or Virginia Beach?

West Palm Beach has the lower state income tax rate at 0% vs 5.8%. West Palm Beach has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from West Palm Beach to Virginia Beach?

It depends on your priorities. Virginia Beach offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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