Can I Afford to Live in West Palm Beach vs Lincoln on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

West Palm Beach, FL
$5,057/mo take-home
Rent: $2,400/mo (47% of take-home)
Difficult
Lincoln, NE
$4,670/mo take-home
Rent: $1,150/mo (25% of take-home)
Comfortable

Monthly budget breakdown

Expense
West Palm Beach
FL
Lincoln
NE
Monthly take-home (est.)$5,057$4,670
1BR rent$2,400$1,150
Groceries (est.)$403$357
Transport (est.)$112$48
Utilities$200$152
Internet$70$58
Left after essentials$1,872/month$2,905/month
West Palm Beach (Florida) has no state income tax, boosting take-home vs Lincoln (NE rate: 5.8%).

Frequently asked questions

Is $80K a good salary in West Palm Beach?

At $80K/year in West Palm Beach, your estimated monthly take-home is $5,057. With 1BR rent around $2,400/month, rent takes up 47% of your take-home. That's considered difficult.

Is $80K a good salary in Lincoln?

At $80K/year in Lincoln, your estimated monthly take-home is $4,670. With 1BR rent around $1,150/month, rent takes up 25% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Lincoln leaves you with more money after core expenses โ€” $2,905/month vs $1,872/month in West Palm Beach.

Can I afford to live alone in West Palm Beach on $80K?

It's tight. Rent in West Palm Beach would take 47% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” West Palm Beach vs Lincoln

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only