Can I Afford to Live in West Palm Beach vs Chandler on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

West Palm Beach, FL
$6,321/mo take-home
Rent: $2,400/mo (38% of take-home)
Tight
Chandler, AZ
$6,113/mo take-home
Rent: $1,450/mo (24% of take-home)
Comfortable

Monthly budget breakdown

Expense
West Palm Beach
FL
Chandler
AZ
Monthly take-home (est.)$6,321$6,113
1BR rent$2,400$1,450
Groceries (est.)$403$372
Transport (est.)$112$50
Utilities$200$210
Internet$70$62
Left after essentials$3,136/month$3,969/month
West Palm Beach (Florida) has no state income tax, boosting take-home vs Chandler (AZ rate: 2.5%).

Frequently asked questions

Is $100K a good salary in West Palm Beach?

At $100K/year in West Palm Beach, your estimated monthly take-home is $6,321. With 1BR rent around $2,400/month, rent takes up 38% of your take-home. That's considered tight.

Is $100K a good salary in Chandler?

At $100K/year in Chandler, your estimated monthly take-home is $6,113. With 1BR rent around $1,450/month, rent takes up 24% of your take-home. That's considered comfortable.

Which city is more affordable on a $100K salary?

Chandler leaves you with more money after core expenses โ€” $3,969/month vs $3,136/month in West Palm Beach.

Can I afford to live alone in West Palm Beach on $100K?

It's tight. Rent in West Palm Beach would take 38% of your $100K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” West Palm Beach vs Chandler

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only