Can I Afford to Live in Waco vs Las Vegas on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Waco, TX
$5,057/mo take-home
Rent: $1,000/mo (20% of take-home)
Very comfortable
Las Vegas, NV
$5,057/mo take-home
Rent: $1,600/mo (32% of take-home)
Manageable

Monthly budget breakdown

Expense
Waco
TX
Las Vegas
NV
Monthly take-home (est.)$5,057$5,057
1BR rent$1,000$1,600
Groceries (est.)$350$376
Transport (est.)$38$65
Utilities$172$190
Internet$60$65
Left after essentials$3,437/month$2,761/month
Both Waco and Las Vegas have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $80K a good salary in Waco?

At $80K/year in Waco, your estimated monthly take-home is $5,057. With 1BR rent around $1,000/month, rent takes up 20% of your take-home. That's considered very comfortable.

Is $80K a good salary in Las Vegas?

At $80K/year in Las Vegas, your estimated monthly take-home is $5,057. With 1BR rent around $1,600/month, rent takes up 32% of your take-home. That's considered manageable.

Which city is more affordable on a $80K salary?

Waco leaves you with more money after core expenses โ€” $3,437/month vs $2,761/month in Las Vegas.

Can I afford to live alone in Waco on $80K?

Yes. At $80K in Waco, rent takes 20% of your take-home, leaving $3,437/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Waco vs Las Vegas

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only