Can I Afford to Live in Waco vs Bridgeport on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Waco, TX
$3,793/mo take-home
Rent: $1,000/mo (26% of take-home)
Comfortable
Bridgeport, CT
$3,443/mo take-home
Rent: $1,850/mo (54% of take-home)
Difficult

Monthly budget breakdown

Expense
Waco
TX
Bridgeport
CT
Monthly take-home (est.)$3,793$3,443
1BR rent$1,000$1,850
Groceries (est.)$350$410
Transport (est.)$38$85
Utilities$172$200
Internet$60$70
Left after essentials$2,173/month$828/month
Waco (Texas) has no state income tax, boosting take-home vs Bridgeport (CT rate: 7%).

Frequently asked questions

Is $60K a good salary in Waco?

At $60K/year in Waco, your estimated monthly take-home is $3,793. With 1BR rent around $1,000/month, rent takes up 26% of your take-home. That's considered comfortable.

Is $60K a good salary in Bridgeport?

At $60K/year in Bridgeport, your estimated monthly take-home is $3,443. With 1BR rent around $1,850/month, rent takes up 54% of your take-home. That's considered difficult.

Which city is more affordable on a $60K salary?

Waco leaves you with more money after core expenses โ€” $2,173/month vs $828/month in Bridgeport.

Can I afford to live alone in Waco on $60K?

Yes. At $60K in Waco, rent takes 26% of your take-home, leaving $2,173/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Waco vs Bridgeport

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only