Can I Afford to Live in Tucson vs Tampa on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tucson, AZ
$4,890/mo take-home
Rent: $1,250/mo (26% of take-home)
Comfortable
Tampa, FL
$5,057/mo take-home
Rent: $2,000/mo (40% of take-home)
Tight

Monthly budget breakdown

Expense
Tucson
AZ
Tampa
FL
Monthly take-home (est.)$4,890$5,057
1BR rent$1,250$2,000
Groceries (est.)$365$376
Transport (est.)$48$65
Utilities$200$195
Internet$60$65
Left after essentials$2,967/month$2,356/month
Tampa (Florida) has no state income tax, boosting take-home vs Tucson (AZ rate: 2.5%).

Frequently asked questions

Is $80K a good salary in Tucson?

At $80K/year in Tucson, your estimated monthly take-home is $4,890. With 1BR rent around $1,250/month, rent takes up 26% of your take-home. That's considered comfortable.

Is $80K a good salary in Tampa?

At $80K/year in Tampa, your estimated monthly take-home is $5,057. With 1BR rent around $2,000/month, rent takes up 40% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

Tucson leaves you with more money after core expenses โ€” $2,967/month vs $2,356/month in Tampa.

Can I afford to live alone in Tucson on $80K?

Yes. At $80K in Tucson, rent takes 26% of your take-home, leaving $2,967/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Tucson vs Tampa

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only