Can I Afford to Live in Tampa vs Syracuse on $150K?

Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tampa, FL
$8,944/mo take-home
Rent: $2,000/mo (22% of take-home)
Comfortable
Syracuse, NY
$8,081/mo take-home
Rent: $1,200/mo (15% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Tampa
FL
Syracuse
NY
Monthly take-home (est.)$8,944$8,081
1BR rent$2,000$1,200
Groceries (est.)$376$376
Transport (est.)$65$65
Utilities$195$180
Internet$65$63
Left after essentials$6,243/month$6,197/month
Tampa (Florida) has no state income tax, boosting take-home vs Syracuse (NY rate: 6.9%).

Frequently asked questions

Is $150K a good salary in Tampa?

At $150K/year in Tampa, your estimated monthly take-home is $8,944. With 1BR rent around $2,000/month, rent takes up 22% of your take-home. That's considered comfortable.

Is $150K a good salary in Syracuse?

At $150K/year in Syracuse, your estimated monthly take-home is $8,081. With 1BR rent around $1,200/month, rent takes up 15% of your take-home. That's considered very comfortable.

Which city is more affordable on a $150K salary?

Tampa leaves you with more money after core expenses โ€” $6,243/month vs $6,197/month in Syracuse.

Can I afford to live alone in Tampa on $150K?

Yes. At $150K in Tampa, rent takes 22% of your take-home, leaving $6,243/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Tampa vs Syracuse

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only