Can I Afford to Live in Tampa vs St. George on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tampa, FL
$5,057/mo take-home
Rent: $2,000/mo (40% of take-home)
Tight
St. George, UT
$4,743/mo take-home
Rent: $1,300/mo (27% of take-home)
Comfortable

Monthly budget breakdown

Expense
Tampa
FL
St. George
UT
Monthly take-home (est.)$5,057$4,743
1BR rent$2,000$1,300
Groceries (est.)$376$372
Transport (est.)$65$40
Utilities$195$148
Internet$65$63
Left after essentials$2,356/month$2,820/month
Tampa (Florida) has no state income tax, boosting take-home vs St. George (UT rate: 4.7%).

Frequently asked questions

Is $80K a good salary in Tampa?

At $80K/year in Tampa, your estimated monthly take-home is $5,057. With 1BR rent around $2,000/month, rent takes up 40% of your take-home. That's considered tight.

Is $80K a good salary in St. George?

At $80K/year in St. George, your estimated monthly take-home is $4,743. With 1BR rent around $1,300/month, rent takes up 27% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

St. George leaves you with more money after core expenses โ€” $2,820/month vs $2,356/month in Tampa.

Can I afford to live alone in Tampa on $80K?

It's tight. Rent in Tampa would take 40% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Tampa vs St. George

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only