Can I Afford to Live in Tampa vs Columbus on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tampa, FL
$3,793/mo take-home
Rent: $2,000/mo (53% of take-home)
Difficult
Columbus, GA
$3,518/mo take-home
Rent: $1,100/mo (31% of take-home)
Manageable

Monthly budget breakdown

Expense
Tampa
FL
Columbus
GA
Monthly take-home (est.)$3,793$3,518
1BR rent$2,000$1,100
Groceries (est.)$376$353
Transport (est.)$65$40
Utilities$195$160
Internet$65$58
Left after essentials$1,092/month$1,807/month
Tampa (Florida) has no state income tax, boosting take-home vs Columbus (GA rate: 5.5%).

Frequently asked questions

Is $60K a good salary in Tampa?

At $60K/year in Tampa, your estimated monthly take-home is $3,793. With 1BR rent around $2,000/month, rent takes up 53% of your take-home. That's considered difficult.

Is $60K a good salary in Columbus?

At $60K/year in Columbus, your estimated monthly take-home is $3,518. With 1BR rent around $1,100/month, rent takes up 31% of your take-home. That's considered manageable.

Which city is more affordable on a $60K salary?

Columbus leaves you with more money after core expenses โ€” $1,807/month vs $1,092/month in Tampa.

Can I afford to live alone in Tampa on $60K?

It's tight. Rent in Tampa would take 53% of your $60K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Tampa vs Columbus

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only