Can I Afford to Live in Tacoma vs Peoria on $75K?

Here's how a $75K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tacoma, WA
$4,741/mo take-home
Rent: $1,900/mo (40% of take-home)
Tight
Peoria, IL
$4,428/mo take-home
Rent: $1,050/mo (24% of take-home)
Comfortable

Monthly budget breakdown

Expense
Tacoma
WA
Peoria
IL
Monthly take-home (est.)$4,741$4,428
1BR rent$1,900$1,050
Groceries (est.)$399$361
Transport (est.)$90$55
Utilities$118$158
Internet$63$60
Left after essentials$2,171/month$2,744/month
Tacoma (Washington) has no state income tax, boosting take-home vs Peoria (IL rate: 5%).

Frequently asked questions

Is $75K a good salary in Tacoma?

At $75K/year in Tacoma, your estimated monthly take-home is $4,741. With 1BR rent around $1,900/month, rent takes up 40% of your take-home. That's considered tight.

Is $75K a good salary in Peoria?

At $75K/year in Peoria, your estimated monthly take-home is $4,428. With 1BR rent around $1,050/month, rent takes up 24% of your take-home. That's considered comfortable.

Which city is more affordable on a $75K salary?

Peoria leaves you with more money after core expenses โ€” $2,744/month vs $2,171/month in Tacoma.

Can I afford to live alone in Tacoma on $75K?

It's tight. Rent in Tacoma would take 40% of your $75K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Tacoma vs Peoria

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only