Can I Afford to Live in Tacoma vs Killeen on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tacoma, WA
$6,321/mo take-home
Rent: $1,900/mo (30% of take-home)
Manageable
Killeen, TX
$6,321/mo take-home
Rent: $1,050/mo (17% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Tacoma
WA
Killeen
TX
Monthly take-home (est.)$6,321$6,321
1BR rent$1,900$1,050
Groceries (est.)$399$350
Transport (est.)$90$38
Utilities$118$170
Internet$63$60
Left after essentials$3,751/month$4,653/month
Both Tacoma and Killeen have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $100K a good salary in Tacoma?

At $100K/year in Tacoma, your estimated monthly take-home is $6,321. With 1BR rent around $1,900/month, rent takes up 30% of your take-home. That's considered manageable.

Is $100K a good salary in Killeen?

At $100K/year in Killeen, your estimated monthly take-home is $6,321. With 1BR rent around $1,050/month, rent takes up 17% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Killeen leaves you with more money after core expenses โ€” $4,653/month vs $3,751/month in Tacoma.

Can I afford to live alone in Tacoma on $100K?

Yes. At $100K in Tacoma, rent takes 30% of your take-home, leaving $3,751/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Tacoma vs Killeen

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only