Can I Afford to Live in Tacoma vs Jacksonville on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tacoma, WA
$3,160/mo take-home
Rent: $1,900/mo (60% of take-home)
Difficult
Jacksonville, FL
$3,160/mo take-home
Rent: $1,650/mo (52% of take-home)
Difficult

Monthly budget breakdown

Expense
Tacoma
WA
Jacksonville
FL
Monthly take-home (est.)$3,160$3,160
1BR rent$1,900$1,650
Groceries (est.)$399$365
Transport (est.)$90$50
Utilities$118$190
Internet$63$62
Left after essentials$590/month$843/month
Both Tacoma and Jacksonville have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $50K a good salary in Tacoma?

At $50K/year in Tacoma, your estimated monthly take-home is $3,160. With 1BR rent around $1,900/month, rent takes up 60% of your take-home. That's considered difficult.

Is $50K a good salary in Jacksonville?

At $50K/year in Jacksonville, your estimated monthly take-home is $3,160. With 1BR rent around $1,650/month, rent takes up 52% of your take-home. That's considered difficult.

Which city is more affordable on a $50K salary?

Jacksonville leaves you with more money after core expenses โ€” $843/month vs $590/month in Tacoma.

Can I afford to live alone in Tacoma on $50K?

It's tight. Rent in Tacoma would take 60% of your $50K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Tacoma vs Jacksonville

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only