Can I Afford to Live in Tacoma vs Denver on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tacoma, WA
$5,057/mo take-home
Rent: $1,900/mo (38% of take-home)
Tight
Denver, CO
$4,763/mo take-home
Rent: $2,000/mo (42% of take-home)
Tight

Monthly budget breakdown

Expense
Tacoma
WA
Denver
CO
Monthly take-home (est.)$5,057$4,763
1BR rent$1,900$2,000
Groceries (est.)$399$388
Transport (est.)$90$114
Utilities$118$140
Internet$63$65
Left after essentials$2,487/month$2,056/month
Tacoma (Washington) has no state income tax, boosting take-home vs Denver (CO rate: 4.4%).

Frequently asked questions

Is $80K a good salary in Tacoma?

At $80K/year in Tacoma, your estimated monthly take-home is $5,057. With 1BR rent around $1,900/month, rent takes up 38% of your take-home. That's considered tight.

Is $80K a good salary in Denver?

At $80K/year in Denver, your estimated monthly take-home is $4,763. With 1BR rent around $2,000/month, rent takes up 42% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

Tacoma leaves you with more money after core expenses โ€” $2,487/month vs $2,056/month in Denver.

Can I afford to live alone in Tacoma on $80K?

It's tight. Rent in Tacoma would take 38% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Tacoma vs Denver

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only