Can I Afford to Live in Tacoma vs Boulder on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Tacoma, WA
$5,057/mo take-home
Rent: $1,900/mo (38% of take-home)
Tight
Boulder, CO
$4,763/mo take-home
Rent: $2,300/mo (48% of take-home)
Difficult

Monthly budget breakdown

Expense
Tacoma
WA
Boulder
CO
Monthly take-home (est.)$5,057$4,763
1BR rent$1,900$2,300
Groceries (est.)$399$414
Transport (est.)$90$80
Utilities$118$138
Internet$63$68
Left after essentials$2,487/month$1,763/month
Tacoma (Washington) has no state income tax, boosting take-home vs Boulder (CO rate: 4.4%).

Frequently asked questions

Is $80K a good salary in Tacoma?

At $80K/year in Tacoma, your estimated monthly take-home is $5,057. With 1BR rent around $1,900/month, rent takes up 38% of your take-home. That's considered tight.

Is $80K a good salary in Boulder?

At $80K/year in Boulder, your estimated monthly take-home is $4,763. With 1BR rent around $2,300/month, rent takes up 48% of your take-home. That's considered difficult.

Which city is more affordable on a $80K salary?

Tacoma leaves you with more money after core expenses โ€” $2,487/month vs $1,763/month in Boulder.

Can I afford to live alone in Tacoma on $80K?

It's tight. Rent in Tacoma would take 38% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Tacoma vs Boulder

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only