Can I Afford to Live in St. George vs Providence on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

St. George, UT
$4,743/mo take-home
Rent: $1,300/mo (27% of take-home)
Comfortable
Providence, RI
$4,657/mo take-home
Rent: $1,800/mo (39% of take-home)
Tight

Monthly budget breakdown

Expense
St. George
UT
Providence
RI
Monthly take-home (est.)$4,743$4,657
1BR rent$1,300$1,800
Groceries (est.)$372$399
Transport (est.)$40$75
Utilities$148$195
Internet$63$68
Left after essentials$2,820/month$2,120/month

Frequently asked questions

Is $80K a good salary in St. George?

At $80K/year in St. George, your estimated monthly take-home is $4,743. With 1BR rent around $1,300/month, rent takes up 27% of your take-home. That's considered comfortable.

Is $80K a good salary in Providence?

At $80K/year in Providence, your estimated monthly take-home is $4,657. With 1BR rent around $1,800/month, rent takes up 39% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

St. George leaves you with more money after core expenses โ€” $2,820/month vs $2,120/month in Providence.

Can I afford to live alone in St. George on $80K?

Yes. At $80K in St. George, rent takes 27% of your take-home, leaving $2,820/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” St. George vs Providence

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only