Can I Afford to Live in St. George vs Kraków on $75K?

Here's how a $75K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

St. George, UT
$4,447/mo take-home
Rent: $1,300/mo (29% of take-home)
Manageable
Kraków, PL
$3,991/mo take-home
Rent: $750/mo (19% of take-home)
Very comfortable

Monthly budget breakdown

Expense
St. George
UT
Kraków
PL
Monthly take-home (est.)$4,447$3,991
1BR rent$1,300$750
Groceries (est.)$372$380
Transport (est.)$40$150
Utilities$148$90
Internet$63$25
Left after essentials$2,524/month$2,596/month

Frequently asked questions

Is $75K a good salary in St. George?

At $75K/year in St. George, your estimated monthly take-home is $4,447. With 1BR rent around $1,300/month, rent takes up 29% of your take-home. That's considered manageable.

Is $75K a good salary in Kraków?

At $75K/year in Kraków, your estimated monthly take-home is $3,991. With 1BR rent around $750/month, rent takes up 19% of your take-home. That's considered very comfortable.

Which city is more affordable on a $75K salary?

Kraków leaves you with more money after core expenses — $2,596/month vs $2,524/month in St. George.

Can I afford to live alone in St. George on $75K?

Yes. At $75K in St. George, rent takes 29% of your take-home, leaving $2,524/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — St. George vs Kraków

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only