Can I Afford to Live in Sofia vs Midland on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Sofia, BG
$4,390/mo take-home
Rent: $540/mo (12% of take-home)
Very comfortable
Midland, TX
$5,057/mo take-home
Rent: $1,200/mo (24% of take-home)
Comfortable

Monthly budget breakdown

Sofia
BG
Midland
TX
Monthly take-home (est.)
$4,390
$5,057Best ✓
1BR rent
$540Best ✓
$1,200
Groceries (est.)
$380
$365Best ✓
Transport (est.)
$150
$35Best ✓
Utilities
$75Best ✓
$178
Internet
$20Best ✓
$65
Left after essentials
$3,225/month
$3,214/month
Midland (Texas) has no state income tax, boosting take-home vs Sofia (BG rate: 10%).

Frequently asked questions

Is $80K a good salary in Sofia?

At $80K/year in Sofia, your estimated monthly take-home is $4,390. With 1BR rent around $540/month, rent takes up 12% of your take-home. That's considered very comfortable.

Is $80K a good salary in Midland?

At $80K/year in Midland, your estimated monthly take-home is $5,057. With 1BR rent around $1,200/month, rent takes up 24% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Sofia leaves you with more money after core expenses — $3,225/month vs $3,214/month in Midland.

Can I afford to live alone in Sofia on $80K?

Yes. At $80K in Sofia, rent takes 12% of your take-home, leaving $3,225/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Sofia vs Midland

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See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only