Cost of Living: Seattle vs Providence (2026)
Providence has a 39% lower overall cost of living than Seattle as of Q1 2026. A one-bedroom apartment runs $1,800/mo in Providence vs $2,400/mo in Seattle — a 33% difference. Seattle has no state income tax, giving residents more take-home pay than those in Providence (6% rate).
- Providence is 39% cheaper overall (COL index: 150 vs 108)
- 1BR rent: $1,800/mo in Providence vs $2,400/mo — 25% savings
- Seattle has 0% state income tax — saves ~$3,300+/yr at a $75K salary
- Higher median household income: Seattle ($97,000/yr vs $58,000/yr)
- Median home price: $370,000 in Providence vs $750,000 — 51% difference
| Category | Seattle Washington | Providence Rhode Island |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,900 | $1,400Best |
| 1BR rent/mo | $2,400 | $1,800Best |
| 2BR rent/mo | $3,300 | $2,400Best |
| Median home price | $750K | $370KBest |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 108 | 105Best |
| Budget meal (1 person) | $18 | $16Best |
| Mid-range dinner (2) | $70 | $65Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $100 | $75Best |
| Gas price/gal | $4.20 | $3.40Best |
| Car insurance/mo | $160Best | $168 |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $120Best | $195 |
| Internet/mo | $65Best | $68 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $97KBest | $58K |
| State income tax% | 0.0%Best | 6.0% |
| Sales tax (combined)% | 10.3% | 7.0%Best |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $17.00 | $16.00Best |
| Gym membership/mo | $60 | $48Best |
| Beer at restaurant | $8.00 | $7.00Best |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 150 | 108Best |
| Walk score / 100 | 73Best | 72 |
Frequently asked questions
Is Seattle cheaper than Providence?
No. Providence is 39% cheaper than Seattle based on overall cost of living indices (108 vs 150, where 100 = US average).
What is the average rent in Seattle vs Providence?
As of Q1 2026, the median 1-bedroom rent in Seattle is $2,400/month and in Providence is $1,800/month. Seattle is more expensive by 33%.
How much do I need to earn in Providence to match a $75,000 salary in Seattle?
To maintain a similar lifestyle, you would need approximately $54,000/year in Providence to match a $75,000 salary in Seattle. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Seattle or Providence?
Seattle has the lower state income tax rate at 0% vs 6%. Seattle has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Seattle to Providence?
It depends on your priorities. Providence offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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