Can I Afford to Live in Savannah vs Killeen on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Savannah, GA
$3,518/mo take-home
Rent: $1,500/mo (43% of take-home)
Tight
Killeen, TX
$3,793/mo take-home
Rent: $1,050/mo (28% of take-home)
Comfortable

Monthly budget breakdown

Expense
Savannah
GA
Killeen
TX
Monthly take-home (est.)$3,518$3,793
1BR rent$1,500$1,050
Groceries (est.)$369$350
Transport (est.)$48$38
Utilities$165$170
Internet$62$60
Left after essentials$1,374/month$2,125/month
Killeen (Texas) has no state income tax, boosting take-home vs Savannah (GA rate: 5.5%).

Frequently asked questions

Is $60K a good salary in Savannah?

At $60K/year in Savannah, your estimated monthly take-home is $3,518. With 1BR rent around $1,500/month, rent takes up 43% of your take-home. That's considered tight.

Is $60K a good salary in Killeen?

At $60K/year in Killeen, your estimated monthly take-home is $3,793. With 1BR rent around $1,050/month, rent takes up 28% of your take-home. That's considered comfortable.

Which city is more affordable on a $60K salary?

Killeen leaves you with more money after core expenses โ€” $2,125/month vs $1,374/month in Savannah.

Can I afford to live alone in Savannah on $60K?

It's tight. Rent in Savannah would take 43% of your $60K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Savannah vs Killeen

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only