Cost of Living: Sarasota vs Naperville (2026)
Naperville has a 8% lower overall cost of living than Sarasota as of Q1 2026. A one-bedroom apartment runs $1,650/mo in Naperville vs $2,000/mo in Sarasota — a 21% difference. Sarasota has no state income tax, giving residents more take-home pay than those in Naperville (5% rate).
- Naperville is 8% cheaper overall (COL index: 108 vs 100)
- 1BR rent: $1,650/mo in Naperville vs $2,000/mo — 18% savings
- Sarasota has 0% state income tax — saves ~$3,300+/yr at a $75K salary
- Higher median household income: Naperville ($95,000/yr vs $64,000/yr)
- Median home price: $430,000 in Naperville vs $480,000 — 10% difference
| Category | Sarasota Florida | Naperville Illinois |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,600 | $1,300Best |
| 1BR rent/mo | $2,000 | $1,650Best |
| 2BR rent/mo | $2,700 | $2,200Best |
| Median home price | $480K | $430KBest |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 101 | 100Best |
| Budget meal (1 person) | $15 | $14Best |
| Mid-range dinner (2) | $60 | $58Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $48Best | $72 |
| Gas price/gal | $3.30 | $3.05Best |
| Car insurance/mo | $208 | $145Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $198 | $158Best |
| Internet/mo | $68 | $62Best |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $64K | $95KBest |
| State income tax% | 0.0%Best | 5.0% |
| Sales tax (combined)% | 7.5%Best | 8.5% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $16.00 | $15.00Best |
| Gym membership/mo | $42 | $40Best |
| Beer at restaurant | $6.50Best | $6.50 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 108 | 100Best |
| Walk score / 100 | 42Best | 38 |
Frequently asked questions
Is Sarasota cheaper than Naperville?
No. Naperville is 8% cheaper than Sarasota based on overall cost of living indices (100 vs 108, where 100 = US average).
What is the average rent in Sarasota vs Naperville?
As of Q1 2026, the median 1-bedroom rent in Sarasota is $2,000/month and in Naperville is $1,650/month. Sarasota is more expensive by 21%.
How much do I need to earn in Naperville to match a $75,000 salary in Sarasota?
To maintain a similar lifestyle, you would need approximately $69,444/year in Naperville to match a $75,000 salary in Sarasota. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Sarasota or Naperville?
Sarasota has the lower state income tax rate at 0% vs 5%. Sarasota has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Sarasota to Naperville?
It depends on your priorities. Naperville offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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