Can I Afford to Live in Sarasota vs Louisville on $80K?
Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Sarasota FL | Louisville KY |
|---|---|---|
| Monthly take-home (est.) | $5,057 | $4,790 |
| 1BR rent | $2,000 | $1,300 |
| Groceries (est.) | $384 | $361 |
| Transport (est.) | $48 | $60 |
| Utilities | $198 | $162 |
| Internet | $68 | $60 |
| Left after essentials | $2,359/month | $2,847/month |
Frequently asked questions
Is $80K a good salary in Sarasota?
At $80K/year in Sarasota, your estimated monthly take-home is $5,057. With 1BR rent around $2,000/month, rent takes up 40% of your take-home. That's considered tight.
Is $80K a good salary in Louisville?
At $80K/year in Louisville, your estimated monthly take-home is $4,790. With 1BR rent around $1,300/month, rent takes up 27% of your take-home. That's considered comfortable.
Which city is more affordable on a $80K salary?
Louisville leaves you with more money after core expenses — $2,847/month vs $2,359/month in Sarasota.
Can I afford to live alone in Sarasota on $80K?
It's tight. Rent in Sarasota would take 40% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only