Can I Afford to Live in San Antonio vs Eugene on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

San Antonio, TX
$5,057/mo take-home
Rent: $1,100/mo (22% of take-home)
Very comfortable
Eugene, OR
$4,397/mo take-home
Rent: $1,650/mo (38% of take-home)
Tight

Monthly budget breakdown

Expense
San Antonio
TX
Eugene
OR
Monthly take-home (est.)$5,057$4,397
1BR rent$1,100$1,650
Groceries (est.)$353$395
Transport (est.)$48$82
Utilities$175$128
Internet$60$65
Left after essentials$3,321/month$2,077/month
San Antonio (Texas) has no state income tax, boosting take-home vs Eugene (OR rate: 9.9%).

Frequently asked questions

Is $80K a good salary in San Antonio?

At $80K/year in San Antonio, your estimated monthly take-home is $5,057. With 1BR rent around $1,100/month, rent takes up 22% of your take-home. That's considered very comfortable.

Is $80K a good salary in Eugene?

At $80K/year in Eugene, your estimated monthly take-home is $4,397. With 1BR rent around $1,650/month, rent takes up 38% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

San Antonio leaves you with more money after core expenses โ€” $3,321/month vs $2,077/month in Eugene.

Can I afford to live alone in San Antonio on $80K?

Yes. At $80K in San Antonio, rent takes 22% of your take-home, leaving $3,321/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” San Antonio vs Eugene

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only