Cost of Living: Riverside vs Spokane (2026)

Spokane has a 29% lower overall cost of living than Riverside as of Q1 2026. A one-bedroom apartment runs $1,400/mo in Spokane vs $1,750/mo in Riverside โ€” a 25% difference. Spokane has no state income tax, giving residents more take-home pay than those in Riverside (9.3% rate).

  • Spokane is 29% cheaper overall (COL index: 117 vs 91)
  • 1BR rent: $1,400/mo in Spokane vs $1,750/mo โ€” 20% savings
  • Spokane has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Riverside ($70,000/yr vs $58,000/yr)
  • Median home price: $330,000 in Spokane vs $520,000 โ€” 37% difference
Category
Riverside
California
Spokane
Washington
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,400$1,100Best
1BR rent/mo$1,750$1,400Best
2BR rent/mo$2,350$1,850Best
Median home price$520K$330KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)10498Best
Budget meal (1 person)$15$13Best
Mid-range dinner (2)$62$54Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$72$62Best
Gas price/gal$4.50$3.70Best
Car insurance/mo$172$148Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$148$115Best
Internet/mo$68$62Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$70KBest$58K
State income tax%9.3%0.0%Best
Sales tax (combined)%8.7%Best9.0%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$16.00$15.00Best
Gym membership/mo$45$38Best
Beer at restaurant$7.00$6.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)11791Best
Walk score / 1003446Best

Frequently asked questions

Is Riverside cheaper than Spokane?

No. Spokane is 29% cheaper than Riverside based on overall cost of living indices (91 vs 117, where 100 = US average).

What is the average rent in Riverside vs Spokane?

As of Q1 2026, the median 1-bedroom rent in Riverside is $1,750/month and in Spokane is $1,400/month. Riverside is more expensive by 25%.

How much do I need to earn in Spokane to match a $75,000 salary in Riverside?

To maintain a similar lifestyle, you would need approximately $58,333/year in Spokane to match a $75,000 salary in Riverside. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Riverside or Spokane?

Spokane has the lower state income tax rate at 0% vs 9.3%. Spokane has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Riverside to Spokane?

It depends on your priorities. Spokane offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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