Can I Afford to Live in Providence vs Oaxaca on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Providence, RI
$4,657/mo take-home
Rent: $1,800/mo (39% of take-home)
Tight
Oaxaca, MX
$5,057/mo take-home
Rent: $400/mo (8% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Providence
RI
Oaxaca
MX
Monthly take-home (est.)$4,657$5,057
1BR rent$1,800$400
Groceries (est.)$399$380
Transport (est.)$75$150
Utilities$195$45
Internet$68$25
Left after essentials$2,120/month$4,057/month
Oaxaca (Oaxaca) has no state income tax, boosting take-home vs Providence (RI rate: 6%).

Frequently asked questions

Is $80K a good salary in Providence?

At $80K/year in Providence, your estimated monthly take-home is $4,657. With 1BR rent around $1,800/month, rent takes up 39% of your take-home. That's considered tight.

Is $80K a good salary in Oaxaca?

At $80K/year in Oaxaca, your estimated monthly take-home is $5,057. With 1BR rent around $400/month, rent takes up 8% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Oaxaca leaves you with more money after core expenses โ€” $4,057/month vs $2,120/month in Providence.

Can I afford to live alone in Providence on $80K?

It's tight. Rent in Providence would take 39% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Providence vs Oaxaca

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only