Can I Afford to Live in Playa del Carmen vs Montgomery on $80K?
Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Playa del Carmen MX | Montgomery AL |
|---|---|---|
| Monthly take-home (est.) | $5,057 | $4,723 |
| 1BR rent | $800 | $1,050 |
| Groceries (est.) | $380 | $353 |
| Transport (est.) | $150 | $38 |
| Utilities | $55 | $170 |
| Internet | $35 | $58 |
| Left after essentials | $3,637/month | $3,054/month |
Frequently asked questions
Is $80K a good salary in Playa del Carmen?
At $80K/year in Playa del Carmen, your estimated monthly take-home is $5,057. With 1BR rent around $800/month, rent takes up 16% of your take-home. That's considered very comfortable.
Is $80K a good salary in Montgomery?
At $80K/year in Montgomery, your estimated monthly take-home is $4,723. With 1BR rent around $1,050/month, rent takes up 22% of your take-home. That's considered comfortable.
Which city is more affordable on a $80K salary?
Playa del Carmen leaves you with more money after core expenses — $3,637/month vs $3,054/month in Montgomery.
Can I afford to live alone in Playa del Carmen on $80K?
Yes. At $80K in Playa del Carmen, rent takes 16% of your take-home, leaving $3,637/month after essentials. Most financial planners recommend keeping rent below 30%.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only