Can I Afford to Live in Phnom Penh vs Midland on $60K?

Here's how a $60K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Phnom Penh, KH
$3,793/mo take-home
Rent: $350/mo (9% of take-home)
Very comfortable
Midland, TX
$3,793/mo take-home
Rent: $1,200/mo (32% of take-home)
Manageable

Monthly budget breakdown

Expense
Phnom Penh
KH
Midland
TX
Monthly take-home (est.)$3,793$3,793
1BR rent$350$1,200
Groceries (est.)$380$365
Transport (est.)$150$35
Utilities$60$178
Internet$40$65
Left after essentials$2,813/month$1,950/month
Both Phnom Penh and Midland have no state income tax โ€” your take-home is higher than in most states.

Frequently asked questions

Is $60K a good salary in Phnom Penh?

At $60K/year in Phnom Penh, your estimated monthly take-home is $3,793. With 1BR rent around $350/month, rent takes up 9% of your take-home. That's considered very comfortable.

Is $60K a good salary in Midland?

At $60K/year in Midland, your estimated monthly take-home is $3,793. With 1BR rent around $1,200/month, rent takes up 32% of your take-home. That's considered manageable.

Which city is more affordable on a $60K salary?

Phnom Penh leaves you with more money after core expenses โ€” $2,813/month vs $1,950/month in Midland.

Can I afford to live alone in Phnom Penh on $60K?

Yes. At $60K in Phnom Penh, rent takes 9% of your take-home, leaving $2,813/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Phnom Penh vs Midland

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only