Can I Afford to Live in Phnom Penh vs Bismarck on $150K?
Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.
Monthly budget breakdown
| Expense | Phnom Penh KH | Bismarck ND |
|---|---|---|
| Monthly take-home (est.) | $8,944 | $8,631 |
| 1BR rent | $350 | $1,150 |
| Groceries (est.) | $380 | $369 |
| Transport (est.) | $150 | $42 |
| Utilities | $60 | $152 |
| Internet | $40 | $65 |
| Left after essentials | $7,964/month | $6,853/month |
Frequently asked questions
Is $150K a good salary in Phnom Penh?
At $150K/year in Phnom Penh, your estimated monthly take-home is $8,944. With 1BR rent around $350/month, rent takes up 4% of your take-home. That's considered very comfortable.
Is $150K a good salary in Bismarck?
At $150K/year in Bismarck, your estimated monthly take-home is $8,631. With 1BR rent around $1,150/month, rent takes up 13% of your take-home. That's considered very comfortable.
Which city is more affordable on a $150K salary?
Phnom Penh leaves you with more money after core expenses — $7,964/month vs $6,853/month in Bismarck.
Can I afford to live alone in Phnom Penh on $150K?
Yes. At $150K in Phnom Penh, rent takes 4% of your take-home, leaving $7,964/month after essentials. Most financial planners recommend keeping rent below 30%.
See the full cost-of-living comparison
Rent, groceries, taxes, transportation, and more — side by side.
Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only