Can I Afford to Live in Peoria vs Kraków on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Peoria, IL
$4,723/mo take-home
Rent: $1,050/mo (22% of take-home)
Comfortable
Kraków, PL
$4,257/mo take-home
Rent: $750/mo (18% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Peoria
IL
Kraków
PL
Monthly take-home (est.)$4,723$4,257
1BR rent$1,050$750
Groceries (est.)$361$380
Transport (est.)$55$150
Utilities$158$90
Internet$60$25
Left after essentials$3,039/month$2,862/month

Frequently asked questions

Is $80K a good salary in Peoria?

At $80K/year in Peoria, your estimated monthly take-home is $4,723. With 1BR rent around $1,050/month, rent takes up 22% of your take-home. That's considered comfortable.

Is $80K a good salary in Kraków?

At $80K/year in Kraków, your estimated monthly take-home is $4,257. With 1BR rent around $750/month, rent takes up 18% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Peoria leaves you with more money after core expenses — $3,039/month vs $2,862/month in Kraków.

Can I afford to live alone in Peoria on $80K?

Yes. At $80K in Peoria, rent takes 22% of your take-home, leaving $3,039/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Peoria vs Kraków

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Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only