Peoria vs Fort Worth for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Peoria, IL vs Fort Worth, TX.

  • 2BR rent: $1,400/mo in Peoria vs $1,850/mo — 24% difference
  • More affordable homeownership in Peoria: $175K median vs $310K
  • Higher median household income in Fort Worth: $62K/yr vs $50K
  • Fort Worth has no state income tax — more take-home for family expenses

Family cost comparison

Metric
Peoria
Illinois
Fort Worth
Texas
2BR rent/month$1,400Better$1,850
Median home price$175KBetter$310K
Median household income$50K$62KBetter
Est. childcare/month$1,079Better$1,183
State income tax5%NoneBetter
Sales tax (combined)8.5%8.3%Better

Frequently asked questions

Which city is better for raising a family — Peoria or Fort Worth?

Based on housing costs, income, and taxes, Fort Worth scores slightly better for families overall. Peoria has lower 2-bedroom rents, Peoria is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Peoria vs Fort Worth?

As of Q1 2026, median 2BR rent is $1,400/month in Peoria and $1,850/month in Fort Worth. Peoria is 24% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Peoria or Fort Worth?

The price-to-income ratio in Peoria is 3.5× ($175K home, $50K income) vs 5.0× in Fort Worth. A ratio below 3× is generally considered affordable. Peoria is more achievable for first-time family homebuyers.

How much does childcare cost in Peoria vs Fort Worth?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,079/month in Peoria and $1,183/month in Fort Worth. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Peoria has a 5% state income tax rate vs Fort Worth (Texas) has no state income tax. For a dual-income family earning $120K combined, the difference can mean $300+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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