Athens wins overall by ~51% (COL index)
Cost of living: Peoria vs Athens (2026)
A $75,000 salary in Peoria buys roughly what $49,699 does in Athens (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ we break them down and personalize below.
Your move simulator
Slide to match your household โ estimates combine take-home, rent, and groceries.
Adjust income โ set household โ see a meaningful swing to unlock all three.
Estimated annual swing
โ$960/yr
Favoring Athens for this income & household (illustrative).
With an extra $80/mo in Athens, you could max a Roth IRA contribution faster and still increase your fun budget.
| Category | Peoria Illinois | Athens Attica | Wallet ฮ |
|---|---|---|---|
| ๐ HousingQ1 2026 | |||
| Studio rent/mo | $850 | $500Best | Bโ$350/mo |
| 1BR rent/mo | $1,050 | $700Best | Bโ$350/mo |
| 2BR rent/mo | $1,400 | $1,100Best | Bโ$300/mo |
| Median home price | $175K | โ | โ |
| ๐ Food & GroceriesQ1 2026 | |||
| Groceries index (100 = US avg) | 95 | โ | โ |
| Budget meal (1 person) | $12 | $10Best | Bโ$2/mo |
| Mid-range dinner (2) | $48 | $40Best | Bโ$8/mo |
| ๐ TransportationQ1 2026 | |||
| Monthly transit pass/mo | $55 | โ | โ |
| Gas price/gal | $3.05 | โ | โ |
| Car insurance/mo | $148 | โ | โ |
| โก UtilitiesQ1 2026 | |||
| Monthly utilities bundle/mo | $158 | $90Best | Bโ$68/mo |
| Internet/mo | $60 | $30Best | Bโ$30/mo |
| ๐ฐ Income & TaxesQ1 2026 | |||
| Median household income/yr | $50K | โ | โ |
| State income tax% | 5.0%Best | 9.0% | A+4.0 pp |
| Sales tax (combined)% | 8.5%Best | 24.0% | A+15.5 pp |
| ๐ฌ LeisureQ1 2026 | |||
| Movie ticket | $13.00 | โ | โ |
| Gym membership/mo | $33Best | $42 | A+$9/mo |
| Beer at restaurant | $5.00 | โ | โ |
| ๐ OverviewQ1 2026 | |||
| Overall COL index (100 = US avg) | 83 | 55Best | B-28 |
| Walk score / 100 | 38 | 78Best | B+40 |
While you're comparing โ don't leave money on the table.
Tax-smart rewards
Turn ~$3,000/yr tax differences into cash back
Athens fits your move math โ cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state โ new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Athens.
High-yield savings
Park ~$4,200/yr rent savings at 4โ5%+ APY
Don't let relocation cash sit at 0% โ put it to work until closing day.
More ways to compare this move
Ready to move?
Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.
Open full interactive toolWhile you're comparing โ don't leave money on the table.
If cash is tight
Knock down high-interest debt first
A move has upfront costs โ a balance transfer or personal loan can lower APR while you settle in.
If you're saving big
Invest the surplus on autopilot
Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.
Frequently asked questions
Is Peoria cheaper than Athens?
No. Athens is 51% cheaper than Peoria based on overall cost of living indices (55 vs 83, where 100 = US average).
What is the average rent in Peoria vs Athens?
As of Q1 2026, the median 1-bedroom rent in Peoria is $1,050/month and in Athens is $700/month. Peoria is more expensive by 50%.
How much do I need to earn in Athens to match a $75,000 salary in Peoria?
To maintain a similar lifestyle, you would need approximately $49,699/year in Athens to match a $75,000 salary in Peoria. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes โ Peoria or Athens?
Peoria has the lower state income tax rate at 5% vs 9%. The difference is 4.0 percentage points. Note that sales tax and local taxes also vary โ see the full breakdown in the table above.
Is it worth moving from Peoria to Athens?
It depends on your priorities. Athens offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only
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Salary equivalent: Peoria โ Athens
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