Ogden vs Denver for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in Ogden, UT vs Denver, CO.

  • 2BR rent: $1,650/mo in Ogden vs $2,700/mo — 39% difference
  • More affordable homeownership in Ogden: $380K median vs $530K
  • Higher median household income in Denver: $75K/yr vs $62K

Family cost comparison

Metric
Ogden
Utah
Denver
Colorado
2BR rent/month$1,650Better$2,700
Median home price$380KBetter$530K
Median household income$62K$75KBetter
Est. childcare/month$1,209Better$1,586
State income tax4.7%4.4%Better
Sales tax (combined)7.2%Better8.8%

Frequently asked questions

Which city is better for raising a family — Ogden or Denver?

Based on housing costs, income, and taxes, Ogden scores slightly better for families overall. Ogden has lower 2-bedroom rents, Ogden is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in Ogden vs Denver?

As of Q1 2026, median 2BR rent is $1,650/month in Ogden and $2,700/month in Denver. Ogden is 39% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in Ogden or Denver?

The price-to-income ratio in Ogden is 6.1× ($380K home, $62K income) vs 7.1× in Denver. A ratio below 3× is generally considered affordable. Ogden is more achievable for first-time family homebuyers.

How much does childcare cost in Ogden vs Denver?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,209/month in Ogden and $1,586/month in Denver. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

Ogden has a 4.7% state income tax rate vs Denver's 4.4% rate. For a dual-income family earning $120K combined, the difference can mean $18+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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