Can I Afford to Live in Oaxaca vs Montgomery on $150K?

Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Oaxaca, MX
$8,944/mo take-home
Rent: $400/mo (4% of take-home)
Very comfortable
Montgomery, AL
$8,319/mo take-home
Rent: $1,050/mo (13% of take-home)
Very comfortable

Monthly budget breakdown

Oaxaca
MX
Montgomery
AL
Monthly take-home (est.)
$8,944Best ✓
$8,319
1BR rent
$400Best ✓
$1,050
Groceries (est.)
$380
$353Best ✓
Transport (est.)
$150
$38Best ✓
Utilities
$45Best ✓
$170
Internet
$25Best ✓
$58
Left after essentials
$7,944/month
$6,650/month
Oaxaca (Oaxaca) has no state income tax, boosting take-home vs Montgomery (AL rate: 5%).

Frequently asked questions

Is $150K a good salary in Oaxaca?

At $150K/year in Oaxaca, your estimated monthly take-home is $8,944. With 1BR rent around $400/month, rent takes up 4% of your take-home. That's considered very comfortable.

Is $150K a good salary in Montgomery?

At $150K/year in Montgomery, your estimated monthly take-home is $8,319. With 1BR rent around $1,050/month, rent takes up 13% of your take-home. That's considered very comfortable.

Which city is more affordable on a $150K salary?

Oaxaca leaves you with more money after core expenses — $7,944/month vs $6,650/month in Montgomery.

Can I afford to live alone in Oaxaca on $150K?

Yes. At $150K in Oaxaca, rent takes 4% of your take-home, leaving $7,944/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Oaxaca vs Montgomery

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See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only