Cost of Living: Norfolk vs Topeka (2026)
Topeka has a 13% lower overall cost of living than Norfolk as of Q1 2026. A one-bedroom apartment runs $940/mo in Topeka vs $1,400/mo in Norfolk — a 49% difference.
- Topeka is 13% cheaper overall (COL index: 90 vs 80)
- 1BR rent: $940/mo in Topeka vs $1,400/mo — 33% savings
- Higher median household income: Norfolk ($60,000/yr vs $48,000/yr)
- Median home price: $180,000 in Topeka vs $290,000 — 38% difference
| Category | Norfolk Virginia | Topeka Kansas |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,100 | $750Best |
| 1BR rent/mo | $1,400 | $940Best |
| 2BR rent/mo | $1,800 | $1,250Best |
| Median home price | $290K | $180KBest |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 96 | 92Best |
| Budget meal (1 person) | $13 | $10Best |
| Mid-range dinner (2) | $52 | $44Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $55 | $40Best |
| Gas price/gal | $3.15 | $2.95Best |
| Car insurance/mo | $155 | $142Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $170 | $150Best |
| Internet/mo | $60 | $55Best |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $60KBest | $48K |
| State income tax% | 5.8% | 5.7%Best |
| Sales tax (combined)% | 6.0%Best | 8.6% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $15.00 | $12.00Best |
| Gym membership/mo | $38 | $28Best |
| Beer at restaurant | $6.00 | $4.50Best |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 90 | 80Best |
| Walk score / 100 | 42Best | 26 |
Frequently asked questions
Is Norfolk cheaper than Topeka?
No. Topeka is 13% cheaper than Norfolk based on overall cost of living indices (80 vs 90, where 100 = US average).
What is the average rent in Norfolk vs Topeka?
As of Q1 2026, the median 1-bedroom rent in Norfolk is $1,400/month and in Topeka is $940/month. Norfolk is more expensive by 49%.
How much do I need to earn in Topeka to match a $75,000 salary in Norfolk?
To maintain a similar lifestyle, you would need approximately $66,667/year in Topeka to match a $75,000 salary in Norfolk. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Norfolk or Topeka?
Topeka has the lower state income tax rate at 5.7% vs 5.8%. The difference is 0.1 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Norfolk to Topeka?
It depends on your priorities. Topeka offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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