New Orleans vs Des Moines for Families (2026)

A family-focused comparison of housing, income, taxes, and overall affordability in New Orleans, LA vs Des Moines, IA.

  • 2BR rent: $1,600/mo in Des Moines vs $1,900/mo — 16% difference
  • More affordable homeownership in Des Moines: $255K median vs $280K
  • Higher median household income in Des Moines: $62K/yr vs $48K

Family cost comparison

Metric
New Orleans
Louisiana
Des Moines
Iowa
2BR rent/month$1,900$1,600Better
Median home price$280K$255KBetter
Median household income$48K$62KBetter
Est. childcare/month$1,235$1,131Better
State income tax4.3%Better5.7%
Sales tax (combined)9.5%6.9%Better

Frequently asked questions

Which city is better for raising a family — New Orleans or Des Moines?

Based on housing costs, income, and taxes, Des Moines scores slightly better for families overall. Des Moines has lower 2-bedroom rents, Des Moines is more affordable for homebuyers, though both cities have strong family communities.

What is the average 2-bedroom rent in New Orleans vs Des Moines?

As of Q1 2026, median 2BR rent is $1,900/month in New Orleans and $1,600/month in Des Moines. Des Moines is 16% cheaper for a 2-bedroom apartment.

Can a family afford to buy a home in New Orleans or Des Moines?

The price-to-income ratio in New Orleans is 5.8× ($280K home, $48K income) vs 4.1× in Des Moines. A ratio below 3× is generally considered affordable. Des Moines is more achievable for first-time family homebuyers.

How much does childcare cost in New Orleans vs Des Moines?

Based on cost-of-living indices, estimated childcare (infant/toddler) runs approximately $1,235/month in New Orleans and $1,131/month in Des Moines. These are estimates — actual costs vary by provider and program type.

Which city has lower taxes for families?

New Orleans has a 4.3% state income tax rate vs Des Moines's 5.7% rate. For a dual-income family earning $120K combined, the difference can mean $84+/month in take-home.

Childcare estimates based on national average scaled by COL index. Data: Zillow, BLS, Numbeo, Tax Foundation · Q1 2026

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