Can I Afford to Live in Nashville vs Fayetteville on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Nashville, TN
$5,057/mo take-home
Rent: $1,800/mo (36% of take-home)
Tight
Fayetteville, AR
$4,763/mo take-home
Rent: $1,300/mo (27% of take-home)
Comfortable

Monthly budget breakdown

Expense
Nashville
TN
Fayetteville
AR
Monthly take-home (est.)$5,057$4,763
1BR rent$1,800$1,300
Groceries (est.)$365$361
Transport (est.)$70$42
Utilities$170$162
Internet$60$60
Left after essentials$2,592/month$2,838/month
Nashville (Tennessee) has no state income tax, boosting take-home vs Fayetteville (AR rate: 4.4%).

Frequently asked questions

Is $80K a good salary in Nashville?

At $80K/year in Nashville, your estimated monthly take-home is $5,057. With 1BR rent around $1,800/month, rent takes up 36% of your take-home. That's considered tight.

Is $80K a good salary in Fayetteville?

At $80K/year in Fayetteville, your estimated monthly take-home is $4,763. With 1BR rent around $1,300/month, rent takes up 27% of your take-home. That's considered comfortable.

Which city is more affordable on a $80K salary?

Fayetteville leaves you with more money after core expenses โ€” $2,838/month vs $2,592/month in Nashville.

Can I afford to live alone in Nashville on $80K?

It's tight. Rent in Nashville would take 36% of your $80K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands โ€” Nashville vs Fayetteville

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only