Can I Afford to Live in Montgomery vs Medellín on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Montgomery, AL
$2,952/mo take-home
Rent: $1,050/mo (36% of take-home)
Tight
Medellín, CO
$3,160/mo take-home
Rent: $500/mo (16% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Montgomery
AL
Medellín
CO
Monthly take-home (est.)$2,952$3,160
1BR rent$1,050$500
Groceries (est.)$353$380
Transport (est.)$38$150
Utilities$170$55
Internet$58$30
Left after essentials$1,283/month$2,045/month
Medellín (Antioquia) has no state income tax, boosting take-home vs Montgomery (AL rate: 5%).

Frequently asked questions

Is $50K a good salary in Montgomery?

At $50K/year in Montgomery, your estimated monthly take-home is $2,952. With 1BR rent around $1,050/month, rent takes up 36% of your take-home. That's considered tight.

Is $50K a good salary in Medellín?

At $50K/year in Medellín, your estimated monthly take-home is $3,160. With 1BR rent around $500/month, rent takes up 16% of your take-home. That's considered very comfortable.

Which city is more affordable on a $50K salary?

Medellín leaves you with more money after core expenses — $2,045/month vs $1,283/month in Montgomery.

Can I afford to live alone in Montgomery on $50K?

It's tight. Rent in Montgomery would take 36% of your $50K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands — Montgomery vs Medellín

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only