Can I Afford to Live in Mobile vs Lima on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Mobile, AL
$4,723/mo take-home
Rent: $1,100/mo (23% of take-home)
Comfortable
Lima, PE
$5,057/mo take-home
Rent: $500/mo (10% of take-home)
Very comfortable

Monthly budget breakdown

Mobile
AL
Lima
PE
Monthly take-home (est.)
$4,723
$5,057Best ✓
1BR rent
$1,100
$500Best ✓
Groceries (est.)
$353Best ✓
$380
Transport (est.)
$38Best ✓
$150
Utilities
$172
$55Best ✓
Internet
$58
$25Best ✓
Left after essentials
$3,002/month
$3,947/month
Lima (Lima Province) has no state income tax, boosting take-home vs Mobile (AL rate: 5%).

Frequently asked questions

Is $80K a good salary in Mobile?

At $80K/year in Mobile, your estimated monthly take-home is $4,723. With 1BR rent around $1,100/month, rent takes up 23% of your take-home. That's considered comfortable.

Is $80K a good salary in Lima?

At $80K/year in Lima, your estimated monthly take-home is $5,057. With 1BR rent around $500/month, rent takes up 10% of your take-home. That's considered very comfortable.

Which city is more affordable on a $80K salary?

Lima leaves you with more money after core expenses — $3,947/month vs $3,002/month in Mobile.

Can I afford to live alone in Mobile on $80K?

Yes. At $80K in Mobile, rent takes 23% of your take-home, leaving $3,002/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Mobile vs Lima

$40K$50K$60K$75K$100K$120K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only