Can I Afford to Live in Mobile vs Killeen on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Mobile, AL
$5,904/mo take-home
Rent: $1,100/mo (19% of take-home)
Very comfortable
Killeen, TX
$6,321/mo take-home
Rent: $1,050/mo (17% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Mobile
AL
Killeen
TX
Monthly take-home (est.)$5,904$6,321
1BR rent$1,100$1,050
Groceries (est.)$353$350
Transport (est.)$38$38
Utilities$172$170
Internet$58$60
Left after essentials$4,183/month$4,653/month
Killeen (Texas) has no state income tax, boosting take-home vs Mobile (AL rate: 5%).

Frequently asked questions

Is $100K a good salary in Mobile?

At $100K/year in Mobile, your estimated monthly take-home is $5,904. With 1BR rent around $1,100/month, rent takes up 19% of your take-home. That's considered very comfortable.

Is $100K a good salary in Killeen?

At $100K/year in Killeen, your estimated monthly take-home is $6,321. With 1BR rent around $1,050/month, rent takes up 17% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Killeen leaves you with more money after core expenses โ€” $4,653/month vs $4,183/month in Mobile.

Can I afford to live alone in Mobile on $100K?

Yes. At $100K in Mobile, rent takes 19% of your take-home, leaving $4,183/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Mobile vs Killeen

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only