Can I Afford to Live in Missoula vs Provo on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Missoula, MT
$4,603/mo take-home
Rent: $1,300/mo (28% of take-home)
Manageable
Provo, UT
$4,743/mo take-home
Rent: $1,400/mo (30% of take-home)
Manageable

Monthly budget breakdown

Expense
Missoula
MT
Provo
UT
Monthly take-home (est.)$4,603$4,743
1BR rent$1,300$1,400
Groceries (est.)$376$372
Transport (est.)$45$62
Utilities$145$148
Internet$68$63
Left after essentials$2,669/month$2,698/month

Frequently asked questions

Is $80K a good salary in Missoula?

At $80K/year in Missoula, your estimated monthly take-home is $4,603. With 1BR rent around $1,300/month, rent takes up 28% of your take-home. That's considered manageable.

Is $80K a good salary in Provo?

At $80K/year in Provo, your estimated monthly take-home is $4,743. With 1BR rent around $1,400/month, rent takes up 30% of your take-home. That's considered manageable.

Which city is more affordable on a $80K salary?

Provo leaves you with more money after core expenses โ€” $2,698/month vs $2,669/month in Missoula.

Can I afford to live alone in Missoula on $80K?

Yes. At $80K in Missoula, rent takes 28% of your take-home, leaving $2,669/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Missoula vs Provo

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Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only