Can I Afford to Live in Missoula vs Phnom Penh on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Missoula, MT
$2,877/mo take-home
Rent: $1,300/mo (45% of take-home)
Difficult
Phnom Penh, KH
$3,160/mo take-home
Rent: $350/mo (11% of take-home)
Very comfortable

Monthly budget breakdown

Missoula
MT
Phnom Penh
KH
Monthly take-home (est.)
$2,877
$3,160Best ✓
1BR rent
$1,300
$350Best ✓
Groceries (est.)
$376Best ✓
$380
Transport (est.)
$45Best ✓
$150
Utilities
$145
$60Best ✓
Internet
$68
$40Best ✓
Left after essentials
$943/month
$2,180/month
Phnom Penh (Phnom Penh) has no state income tax, boosting take-home vs Missoula (MT rate: 6.8%).

Frequently asked questions

Is $50K a good salary in Missoula?

At $50K/year in Missoula, your estimated monthly take-home is $2,877. With 1BR rent around $1,300/month, rent takes up 45% of your take-home. That's considered difficult.

Is $50K a good salary in Phnom Penh?

At $50K/year in Phnom Penh, your estimated monthly take-home is $3,160. With 1BR rent around $350/month, rent takes up 11% of your take-home. That's considered very comfortable.

Which city is more affordable on a $50K salary?

Phnom Penh leaves you with more money after core expenses — $2,180/month vs $943/month in Missoula.

Can I afford to live alone in Missoula on $50K?

It's tight. Rent in Missoula would take 45% of your $50K take-home pay. You may need to find roommates or look at studios to stay within the 30% rule.

Compare other salary bands — Missoula vs Phnom Penh

$40K$60K$75K$80K$100K$120K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only