Can I Afford to Live in Missoula vs Lisbon on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Missoula, MT
$4,603/mo take-home
Rent: $1,300/mo (28% of take-home)
Manageable
Lisbon, PT
$3,723/mo take-home
Rent: $1,400/mo (38% of take-home)
Tight

Monthly budget breakdown

Expense
Missoula
MT
Lisbon
PT
Monthly take-home (est.)$4,603$3,723
1BR rent$1,300$1,400
Groceries (est.)$376$380
Transport (est.)$45$150
Utilities$145$90
Internet$68$35
Left after essentials$2,669/month$1,668/month

Frequently asked questions

Is $80K a good salary in Missoula?

At $80K/year in Missoula, your estimated monthly take-home is $4,603. With 1BR rent around $1,300/month, rent takes up 28% of your take-home. That's considered manageable.

Is $80K a good salary in Lisbon?

At $80K/year in Lisbon, your estimated monthly take-home is $3,723. With 1BR rent around $1,400/month, rent takes up 38% of your take-home. That's considered tight.

Which city is more affordable on a $80K salary?

Missoula leaves you with more money after core expenses โ€” $2,669/month vs $1,668/month in Lisbon.

Can I afford to live alone in Missoula on $80K?

Yes. At $80K in Missoula, rent takes 28% of your take-home, leaving $2,669/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Missoula vs Lisbon

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only