Can I Afford to Live in Midland vs Durham on $150K?

Here's how a $150K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Midland, TX
$8,944/mo take-home
Rent: $1,200/mo (13% of take-home)
Very comfortable
Durham, NC
$8,381/mo take-home
Rent: $1,750/mo (21% of take-home)
Very comfortable

Monthly budget breakdown

Expense
Midland
TX
Durham
NC
Monthly take-home (est.)$8,944$8,381
1BR rent$1,200$1,750
Groceries (est.)$365$372
Transport (est.)$35$82
Utilities$178$155
Internet$65$62
Left after essentials$7,101/month$5,960/month
Midland (Texas) has no state income tax, boosting take-home vs Durham (NC rate: 4.5%).

Frequently asked questions

Is $150K a good salary in Midland?

At $150K/year in Midland, your estimated monthly take-home is $8,944. With 1BR rent around $1,200/month, rent takes up 13% of your take-home. That's considered very comfortable.

Is $150K a good salary in Durham?

At $150K/year in Durham, your estimated monthly take-home is $8,381. With 1BR rent around $1,750/month, rent takes up 21% of your take-home. That's considered very comfortable.

Which city is more affordable on a $150K salary?

Midland leaves you with more money after core expenses โ€” $7,101/month vs $5,960/month in Durham.

Can I afford to live alone in Midland on $150K?

Yes. At $150K in Midland, rent takes 13% of your take-home, leaving $7,101/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Midland vs Durham

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only