Can I Afford to Live in Lisbon vs Killeen on $120K?

Here's how a $120K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Lisbon, PT
$5,155/mo take-home
Rent: $1,400/mo (27% of take-home)
Comfortable
Killeen, TX
$7,155/mo take-home
Rent: $1,050/mo (15% of take-home)
Very comfortable

Monthly budget breakdown

Lisbon
PT
Killeen
TX
Monthly take-home (est.)
$5,155
$7,155Best ✓
1BR rent
$1,400
$1,050Best ✓
Groceries (est.)
$380
$350Best ✓
Transport (est.)
$150
$38Best ✓
Utilities
$90Best ✓
$170
Internet
$35Best ✓
$60
Left after essentials
$3,100/month
$5,487/month
Killeen (Texas) has no state income tax, boosting take-home vs Lisbon (PT rate: 20%).

Frequently asked questions

Is $120K a good salary in Lisbon?

At $120K/year in Lisbon, your estimated monthly take-home is $5,155. With 1BR rent around $1,400/month, rent takes up 27% of your take-home. That's considered comfortable.

Is $120K a good salary in Killeen?

At $120K/year in Killeen, your estimated monthly take-home is $7,155. With 1BR rent around $1,050/month, rent takes up 15% of your take-home. That's considered very comfortable.

Which city is more affordable on a $120K salary?

Killeen leaves you with more money after core expenses — $5,487/month vs $3,100/month in Lisbon.

Can I afford to live alone in Lisbon on $120K?

Yes. At $120K in Lisbon, rent takes 27% of your take-home, leaving $3,100/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Lisbon vs Killeen

$40K$50K$60K$75K$80K$100K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only