Can I Afford to Live in Las Cruces vs Phnom Penh on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Las Cruces, NM
$2,956/mo take-home
Rent: $1,000/mo (34% of take-home)
Manageable
Phnom Penh, KH
$3,160/mo take-home
Rent: $350/mo (11% of take-home)
Very comfortable

Monthly budget breakdown

Las Cruces
NM
Phnom Penh
KH
Monthly take-home (est.)
$2,956
$3,160Best โœ“
1BR rent
$1,000
$350Best โœ“
Groceries (est.)
$350Best โœ“
$380
Transport (est.)
$38Best โœ“
$150
Utilities
$152
$60Best โœ“
Internet
$60
$40Best โœ“
Left after essentials
$1,356/month
$2,180/month
Phnom Penh (Phnom Penh) has no state income tax, boosting take-home vs Las Cruces (NM rate: 4.9%).

Frequently asked questions

Is $50K a good salary in Las Cruces?

At $50K/year in Las Cruces, your estimated monthly take-home is $2,956. With 1BR rent around $1,000/month, rent takes up 34% of your take-home. That's considered manageable.

Is $50K a good salary in Phnom Penh?

At $50K/year in Phnom Penh, your estimated monthly take-home is $3,160. With 1BR rent around $350/month, rent takes up 11% of your take-home. That's considered very comfortable.

Which city is more affordable on a $50K salary?

Phnom Penh leaves you with more money after core expenses โ€” $2,180/month vs $1,356/month in Las Cruces.

Can I afford to live alone in Las Cruces on $50K?

Yes. At $50K in Las Cruces, rent takes 34% of your take-home, leaving $1,356/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Las Cruces vs Phnom Penh

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only