Cost of Living: Las Cruces vs Fort Worth (2026)
Las Cruces has a 10% lower overall cost of living than Fort Worth as of Q1 2026. A one-bedroom apartment runs $1,000/mo in Las Cruces vs $1,400/mo in Fort Worth — a 29% difference. Fort Worth has no state income tax, giving residents more take-home pay than those in Las Cruces (4.9% rate).
- Las Cruces is 10% cheaper overall (COL index: 82 vs 91)
- 1BR rent: $1,000/mo in Las Cruces vs $1,400/mo — 29% savings
- Fort Worth has 0% state income tax — saves ~$3,300+/yr at a $75K salary
- Higher median household income: Fort Worth ($62,000/yr vs $42,000/yr)
- Median home price: $215,000 in Las Cruces vs $310,000 — 31% difference
| Category | Las Cruces New Mexico | Fort Worth Texas |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $800Best | $1,100 |
| 1BR rent/mo | $1,000Best | $1,400 |
| 2BR rent/mo | $1,300Best | $1,850 |
| Median home price | $215KBest | $310K |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 92Best | 96 |
| Budget meal (1 person) | $11Best | $13 |
| Mid-range dinner (2) | $46Best | $52 |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $38Best | $50 |
| Gas price/gal | $3.10 | $3.05Best |
| Car insurance/mo | $138Best | $175 |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $152Best | $180 |
| Internet/mo | $60Best | $68 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $42K | $62KBest |
| State income tax% | 4.9% | 0.0%Best |
| Sales tax (combined)% | 7.7%Best | 8.3% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $12.00Best | $15.00 |
| Gym membership/mo | $28Best | $38 |
| Beer at restaurant | $4.50Best | $6.00 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 82Best | 91 |
| Walk score / 100 | 28Best | 28 |
Frequently asked questions
Is Las Cruces cheaper than Fort Worth?
Yes. Las Cruces is 10% cheaper than Fort Worth based on overall cost of living indices (82 vs 91, where 100 = US average).
What is the average rent in Las Cruces vs Fort Worth?
As of Q1 2026, the median 1-bedroom rent in Las Cruces is $1,000/month and in Fort Worth is $1,400/month. Las Cruces is cheaper by 29%.
How much do I need to earn in Fort Worth to match a $75,000 salary in Las Cruces?
To maintain a similar lifestyle, you would need approximately $83,232/year in Fort Worth to match a $75,000 salary in Las Cruces. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Las Cruces or Fort Worth?
Fort Worth has the lower state income tax rate at 0% vs 4.9%. Fort Worth has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Las Cruces to Fort Worth?
It depends on your priorities. Las Cruces offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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