Can I Afford to Live in Laredo vs Melbourne on $80K?

Here's how a $80K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Laredo, TX
$5,057/mo take-home
Rent: $950/mo (19% of take-home)
Very comfortable
Melbourne, AU
$3,200/mo take-home
Rent: $1,600/mo (50% of take-home)
Difficult

Monthly budget breakdown

Expense
Laredo
TX
Melbourne
AU
Monthly take-home (est.)$5,057$3,200
1BR rent$950$1,600
Groceries (est.)$338$380
Transport (est.)$35$150
Utilities$168$130
Internet$58$62
Left after essentials$3,508/month$878/month
Laredo (Texas) has no state income tax, boosting take-home vs Melbourne (AU rate: 45%).

Frequently asked questions

Is $80K a good salary in Laredo?

At $80K/year in Laredo, your estimated monthly take-home is $5,057. With 1BR rent around $950/month, rent takes up 19% of your take-home. That's considered very comfortable.

Is $80K a good salary in Melbourne?

At $80K/year in Melbourne, your estimated monthly take-home is $3,200. With 1BR rent around $1,600/month, rent takes up 50% of your take-home. That's considered difficult.

Which city is more affordable on a $80K salary?

Laredo leaves you with more money after core expenses โ€” $3,508/month vs $878/month in Melbourne.

Can I afford to live alone in Laredo on $80K?

Yes. At $80K in Laredo, rent takes 19% of your take-home, leaving $3,508/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Laredo vs Melbourne

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only