Can I Afford to Live in Lafayette vs Cartagena on $100K?

Here's how a $100K/year salary plays out in both cities after taxes, rent, and core living expenses — based on Q1 2026 data.

Lafayette, LA
$5,963/mo take-home
Rent: $1,100/mo (18% of take-home)
Very comfortable
Cartagena, CO
$6,321/mo take-home
Rent: $560/mo (9% of take-home)
Very comfortable

Monthly budget breakdown

Lafayette
LA
Cartagena
CO
Monthly take-home (est.)
$5,963
$6,321Best ✓
1BR rent
$1,100
$560Best ✓
Groceries (est.)
$361Best ✓
$380
Transport (est.)
$42Best ✓
$150
Utilities
$208
$70Best ✓
Internet
$58
$30Best ✓
Left after essentials
$4,194/month
$5,131/month
Cartagena (Bolívar) has no state income tax, boosting take-home vs Lafayette (LA rate: 4.3%).

Frequently asked questions

Is $100K a good salary in Lafayette?

At $100K/year in Lafayette, your estimated monthly take-home is $5,963. With 1BR rent around $1,100/month, rent takes up 18% of your take-home. That's considered very comfortable.

Is $100K a good salary in Cartagena?

At $100K/year in Cartagena, your estimated monthly take-home is $6,321. With 1BR rent around $560/month, rent takes up 9% of your take-home. That's considered very comfortable.

Which city is more affordable on a $100K salary?

Cartagena leaves you with more money after core expenses — $5,131/month vs $4,194/month in Lafayette.

Can I afford to live alone in Lafayette on $100K?

Yes. At $100K in Lafayette, rent takes 18% of your take-home, leaving $4,194/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands — Lafayette vs Cartagena

$40K$50K$60K$75K$80K$120K$150K

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more — side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo · Q1 2026 · For general guidance only