Can I Afford to Live in Koh Samui vs Augusta on $50K?

Here's how a $50K/year salary plays out in both cities after taxes, rent, and core living expenses โ€” based on Q1 2026 data.

Koh Samui, TH
$3,160/mo take-home
Rent: $620/mo (20% of take-home)
Very comfortable
Augusta, GA
$2,931/mo take-home
Rent: $1,200/mo (41% of take-home)
Tight

Monthly budget breakdown

Expense
Koh Samui
TH
Augusta
GA
Monthly take-home (est.)$3,160$2,931
1BR rent$620$1,200
Groceries (est.)$380$353
Transport (est.)$150$42
Utilities$70$162
Internet$28$58
Left after essentials$1,912/month$1,116/month
Koh Samui (Surat Thani Province) has no state income tax, boosting take-home vs Augusta (GA rate: 5.5%).

Frequently asked questions

Is $50K a good salary in Koh Samui?

At $50K/year in Koh Samui, your estimated monthly take-home is $3,160. With 1BR rent around $620/month, rent takes up 20% of your take-home. That's considered very comfortable.

Is $50K a good salary in Augusta?

At $50K/year in Augusta, your estimated monthly take-home is $2,931. With 1BR rent around $1,200/month, rent takes up 41% of your take-home. That's considered tight.

Which city is more affordable on a $50K salary?

Koh Samui leaves you with more money after core expenses โ€” $1,912/month vs $1,116/month in Augusta.

Can I afford to live alone in Koh Samui on $50K?

Yes. At $50K in Koh Samui, rent takes 20% of your take-home, leaving $1,912/month after essentials. Most financial planners recommend keeping rent below 30%.

Compare other salary bands โ€” Koh Samui vs Augusta

See the full cost-of-living comparison

Rent, groceries, taxes, transportation, and more โ€” side by side.

Full comparison

Take-home estimates use simplified federal/state brackets and do not account for pre-tax deductions, 401(k), or local taxes. Data: Zillow, BLS, Numbeo ยท Q1 2026 ยท For general guidance only